How Money Woes Can Sabotage Sleep

What’s keeping people up at night? According to a survey by, financial insomnia is the highest it’s been since the Great Recession.

tax bills money stress financesIn a telephone survey of 1,000 Americans, 65% said they lie awake worrying about money. And the biggest cause of that anxiety is health insurance. This year, 38% reported health care and insurance bills to be their largest fear. In 2015 and 2016, only 29% listed it as a concern.

Americans also fret about educational expenses. Thirty-four percent acknowledge tuition bills and student loans have them tossing and turning—an increase over 2016, when 30% named it as a concern.

Other areas of financial concern:

  • Retirement savings—37% (a decrease from 2015 and 2016)
  • Mortgage or rent—26% (no change)
  • Credit card debt—22% (no change)

The survey also posed a new question—What are you doing about your worries? Of those losing sleep, nearly 64% said they were spending less.

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